Posts Tagged ‘social security card’
I need to understand how dental insurance works. I have a dental insurance PPO plan through my job, but it could be better. I am considering removing it and getting just the medical. Why have insurance if you have to pay the dentist? I thought it would not cost me anything to see the dentist for any services, yet I just had to pay $100.00 for primary care.
Reply: Dental insurance can be a bit confusing, but I’m here to help you understand it better. It’s great that you have a dental insurance PPO plan through your job, but I understand that you’re considering removing it and getting just the medical. However, it’s important to note that dental insurance is designed to make dental care more affordable, not completely free. Just like medical insurance, dental insurance has a cost paid out by the insured. While it may seem like an additional expense, the cost of dental insurance is often less than the potential cost of dental procedures, making it a wise investment in your dental health.
You may wonder why you should have dental insurance if you still have to pay the dentist for services. The truth is that dental insurance is meant to help you save money on dental care, not eliminate all costs. However, having dental insurance can still be worth the price, even for preventive care. Let me give you an example.
Consider this scenario: you only require preventive care, which encompasses office visits, bite-wing X-rays, oral exams, and basic cleaning. Without insurance, these services can range from $200 to $400. However, most low-cost HMO plans range from $8 to $20 a month, and preventive care is typically free. This stark difference in cost highlights the significant savings dental insurance can provide, even for basic care. This should reassure you that dental insurance is a wise financial investment, even for routine check-ups.
Moreover, dental insurance plays a crucial role in managing the costs of more extensive dental care services. For instance, if you require a root canal, dental implants, or orthodontic treatment, the expenses can escalate rapidly. In such situations, dental insurance acts as a safety net, helping you manage these unexpected costs and ensuring you can access the necessary care without financial strain. This knowledge should make you feel prepared for any unforeseen dental issues and secure in the knowledge that you’re covered.
Therefore, while dental insurance may not cover all costs, it remains a valuable investment in your overall dental health and well-being. If you have any questions or concerns about your dental insurance plan, don’t hesitate to speak with your employer or insurance provider for more information. Remember, your dental insurance is not just about financial savings, but also about ensuring you can maintain your dental health and well-being in the long run.
If you have any queries related to dental insurance and are looking for a plan that fits your needs better than your current one, feel free to contact us. We are always here to help you out. You can visit our website, MedicareCard.com, for more information on our dental insurance plans. Additionally, you can also call us at 310-534-3444 for a personalized consultation. Our team of experts will be more than happy to assist you in finding the best plan that caters to your dental needs and budget. Dental insurance can sometimes be confusing, but we are here to guide you through the process and help you make an informed decision. So, don’t hesitate to get in touch with us.
NIMH researcher Dr. Jane Pearson talks about warning signs as well as progress in suicide prevention.
Hurricane Irene is churning in the Atlantic, and if you live in a hurricane-prone part of the United States, it’s time to prepare for severe storms.
Researchers today received more than $14 million in grants to develop DNA sequencing technologies that will rapidly sequence a person’s genome for $1000 or less. The National Human Genome Research Institute (NHGRI), part of the National Institutes of Health, awarded the grants to enable the everyday use of DNA sequencing technologies by biomedical researchers and health care providers.
Teens and drug experts will connect for the second annual National Drug Facts Week, held Oct. 31 through Nov. 6. This week-long observance will bring together teens and scientific experts in community events across the country to discuss scientific facts about drug abuse. It is sponsored by the National Institute on Drug Abuse (NIDA), a component of the National Institutes of Health.
A 5.8 magnitude earthquake shook the northeastern U.S. today. Learn what do after an earthquake occurs, from FEMA.
The U.S. Department of Health and Human Services today issued an updated Final Rule on conflict of interest, providing a framework for identifying, managing, and ultimately avoiding investigators’ financial conflicts of interest Staff from the National Institutes of Health worked with others in HHS to revise the 1995 regulations to update and enhance the objectivity and integrity of the research process.
A study using mice provides insight into how a specific receptor subtype in the brain could play a role in increasing a person’s risk for attention-deficit hyperactivity disorder (ADHD). The research, conducted by the Intramural Research Program (IRP) at the National Institute on Drug Abuse (NIDA), part of the National Institutes of Health, could also help explain how stimulants work to treat symptoms of ADHD.
Current cigarette smokers have a higher risk of bladder cancer than previously reported, and the risk in women is now comparable to that in men, according to a study by scientists from the National Cancer Institute (NCI), part of the National Institutes of Health. The report was published on Aug. 16, 2011, in the Journal of the American Medical Association.
Researchers in the Electronic Medical Records and Genomics (eMERGE) network will receive $25 million over the next four years to demonstrate that patients’ genomic information linked to disease characteristics and symptoms in their electronic medical records can be used to improve their care. The grants are from the National Human Genome Research Institute (NHGRI), part of the National Institutes of Health (NIH), which supports research by the network’s seven institutions and coordinating center.
For the first time ever, scientists are using computers and genomic information to predict new uses for existing medicines.
The National Institutes of Health has made awards to investigators across the United States for an ambitious set of projects seeking to develop new drugs for disorders of the nervous system.
Dr. Insel discusses achieving diversity in the NIMH workforce and grantee population in light of a report in Science today.
Black applicants from 2000-2006 were 10 percentage points less likely than white applicants to be awarded research project grants from the National Institutes of Health after controlling for factors that influence the likelihood of a grant award, according to an NIH-commissioned study in the journal Science. In an accompanying commentary, NIH Director Francis Collins, M.D., Ph.D., and Principal Deputy Director Lawrence Tabak, D.D.S, Ph.D., call the findings unacceptable and commit to immediate action by the NIH.
With the Social Security Administration’s Baby Name Playroom App, you can browse or search over 130 years of baby name data. Save and share your favorite names, view baby name popularity trends, play a trivia game, and view family-related services and info.
Short-term hormone therapy given in combination with radiation therapy to men with early-stage prostate cancer increased their chances of living longer compared to treatment with radiation therapy alone, according to a clinical trial supported by the National Cancer Institute (NCI), part of the National Institutes of Health. Benefits of the combined treatment were limited mainly to patients with intermediate-risk disease and were not seen for men with low-risk prostate cancer, researchers say. The results appeared in the July 14, 2011, New England Journal of Medicine. The trial was conducted by the Radiation Therapy Oncology Group..
Researchers continue to make progress in the NIMH Recovery After an Initial Schizophrenia Episode (RAISE) Project, which seeks to intervene at the earliest stages of illness in order to prevent long term disability. Recent refinements to the two RAISE studies will ensure that RAISE continues efficiently, and generates results that will be relevant to consumers and health care policy makers.