Question: I am shopping out dental insurance for my daughter (who is 10 months) and I. My dentist takes the HMO California Dental Insurance plan 595 that I found on this website. Which is great since I think this plan overall is a good one. However my dentist dose not treat children under the age of five, and advise me to take my daughter to a Pediatric dentist. Will California dental cover for that because if not there is no point in buying this plan.

Answer: Yes you can pick your provider as your general dentist with in the plan and then get the referral for a Pediatric dentist with in the plan network for your daughter. Note however that Pediatric would be a specialist, and under the plan specialist coverage’s would be a 30% off the cost of specialist UCR charges.

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