It is important to keep in mind regardless of whether or not you have dental insurance your dentist will not normally have your insurance and or budget in mind when providing a treatment plan. Your dentist main concern is what he/she feels is the best coarse of treatment. So tip number one talk to your dentist. Discuss alternatives: One good way to save on dental care cost is by simply letting your dentist know that cost is an issue he or she may be able to suggest alternative treatments that are less expensive but just as effective.